We have been servicing third party debt in the State of California since 1954.

Who are our clients?

Medical Debt

  • Hospitals
  • Clinics
  • Labs
  • Doctors’ Offices

Billing Companies


  • Gas
  • Electric
  • Water


  • City
  • County

Local Businesses

If we don’t collect, you don’t pay!

We formulate our rates so we can provide all of the tools necessary to collect on your accounts. We are among the most competitive in the industry. If you are quoted a rate that is too good to be true – it is.

“The bitterness of poor quality remains long after the sweetness of low price is forgotten.”
—Benjamin Franklin

We have what you are looking for!


Our investment in computer technology enables us to stand out in the collection industry:

  • CUBS Software - Premier in our industry
  • Live Voice Answering our Phones! No pushing buttons – just tell us what you need.
  • Secure Web Portal putting your accounts at your fingertips
  • Data Security - extensive security policies that are continually refined with the advent of new technologies/threats

Skip Tracing

Skip tracing is a vital aspect of any successful collection agency. Our proprietary Skip Trace Waterfall provides the opportunity to locate consumers and allows for right party contact.

Multi-Language Program

One of our primary focuses has been developing our bi-lingual collection services, through our Multi-Language Program. Through this program we are able to better communicate with our client’s Hispanic customer base which results in a higher liquidation and better overall customer satisfaction.

Client Education

FCN feels very strongly about client education. We have the finest on-going training and education opportunities for our clients available within the industry. In addition to established seminars, we also provide an opportunity for our trainer to come to your place of business, identify deficiencies in your collection program and then to facilitate education to assist with these challenges. This training is provided as part of our service and is free to our current clients. Call us today for a list of our most popular seminars!

This is our passion!

Giving back is a philosophy that extends throughout our staff. Not only do our team members give of their finances, but many give of their time. As a corporation, FCN supports numerous community service programs and charities. Check out our “Giving Back” page to see some of our favorite projects.